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Simply Your Life; Secure Your Future

Because you deserve more from life, we've taken our premium services and bundled them into a single elite offering that will truly Simplify Your Life.

Our exclusive iSimplify Service gives you more of what you need most - your time. We do that by eliminating the time consuming and frustrating hassles with your computer. We'll take complete care of your computer, so you can spend your valuable time on more important things.

The iSimplify Service also gives you real peace of mind knowing that you are well protected against the disastrous effects of identity theft. We provide you and your family with true identity protection so you can leave those worries behind.

Click here to experience the freedom of a simplified life.

Parry Aftab: 5 Things Parents Need to Know about Facebook and MySpace

The following was aired on Good Morning America today, July 16, 2008, and was posted on the website at ABC News.

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For the majority of teens and tweens, networking online isn't just a game, it's a necessity. But parents worry their children don't fully grasp the ramifications of posting personal information online.

There are ways to protect your child. Cybersecurity expert Parry Aftab, who is also the executive director of WiredSafety.org, tells you the five things your child needs to know to keep safe on sites like MySpace and Facebook.

Find Your Teen's Profile

The first thing parents should do is find their child's profile, according to Aftab. Many kids have more than one online profile, so you have to find out how many your child has and where they are. You are entitled to know and the best way to find out is by asking your kids, she said.

You don't want a confrontation. You just want to make sure your kids are safe. Giving them a day to clean up their profile will allow them to cleanse it if they have information or pictures posted that tell too much about themselves, she said.

To see the full story in video and text at ABC News, just click the link below.

5 Tips for Keeping Your Kids Safe Online

To visit WiredSafety.org, click on the banner.

Three Sets of Tips and Tactics to Keep You Safe

1. Massive Internet security flaw uncovered, July 9, 2008

By Joseph Menn | Los Angeles Times Staff Writer

Security researchers on Tuesday said they had discovered an enormous flaw that could let hackers steer most people using corporate computer networks to malicious websites of their own devising.

For bad news, that's pretty impressive. But there are two pieces of good news: First, no bad guys are known to be using the flaw yet. And second, in a possibly unprecedented display of industry cooperation, virtually every major software company affected is issuing patches to fix the problem.

System administrators will have 30 days to apply those patches -- from the likes of Microsoft Corp., Sun Microsystems Inc., Red Hat Inc. and others -- before the details of the flaw are disclosed at the Black Hat security conference in Las Vegas.

Security experts -- including the man who discovered the flaw, Dan Kaminsky of security firm IOActive Inc. -- hope that the patches are broad enough that evil types won't be able to reverse-engineer them to exploit the vulnerability.

"We got lucky in this particular bug, because it's a design flaw," Kaminsky said in an interview. "It shows up in everyone's network, but the fix is a design fix that doesn't point directly at what we're improving."

US CERT, the Computer Emergency Readiness Team at the Department of Homeland Security, issued an alert Tuesday on the scope of the problem. CERT made the initial discovery seem like child's play.

"It took a couple of hours to find the bug," said Kaminsky, "and a couple of months to fix it." Kaminsky said he stumbled across the hole in the so-called DNS system for steering people to the websites they are seeking "by complete and total accident." Smaller DNS flaws have been used before to "poison" the servers that send people to the numerical address of the website name they enter.

But this failing is at least one order of magnitude bigger, and perhaps several.

"This is about the integrity of the Web, this is about the integrity of e-mail," Kaminsky said. "It's more, but I can't talk about how much more."

joseph.menn@latimes.com

2. Protecting Yourself Against Identity Theft

Brian Gardner, June 24, 2008

www.HackerScan.org/identity-theft/

About Hacker Scan organization:

Hacker Scan is an organization dedicated to raising awareness and informing the public about Internet Security including: identity theft, network security, and security software.

Identity Theft topped the Federal Trade Commission's list of consumer complaints in 2002 costing consumers $343 million during that year. Approximately 500,000 Identity Theft victims filed a police report in 2001 alone.

Identity Theft is the act of using someone else's personal information (e.g. account numbers, driver's license, insurance card, or Social Security number) without their knowledge and using the assumed identity to commit fraud or theft. Often, the personal information is used to get loans or open credit card accounts. Some victims of Identity Theft have lost job opportunities, been refused mortgages and been left with destroyed credit and reputations.
Identity Theft victims and financial experts have offered many precautions to help protect against this crime, including:

• Keep track of personal information and only share that information with a company that is known and trusted. Read and understand the fine print in every document.
  
  
• Protect your Social Security number and mother's maiden name. Avoid giving personal information out over the phone. Avoid posting your Social Security number online, on your checks, outside of envelopes, on driver's license, etc.
  
  
• Minimize the number of identification information and financial cards carried in a wallet.
  
  
• Sign all new credit cards upon receipt. Write "Check ID" after your signature as a note to shopkeepers to ask for identification.
  
  
• Keep new and canceled checks in a safe place and report lost or stolen checks to the issuing financial institution immediately.
  
  
• Never leave receipts at bank machines, bank counters, public trash receptacles, or unattended gas pumps. Save them to match against your monthly bills, and then shred them.
  
  
• Buy only from secure Internet sites. Look for the closed lock icon to appear at the bottom of your browser or "https" to display in the URL to check the site's security status.
  
  
• Shred any documents that have any personal information or credit account numbers on them before discarding, including tax returns and unwanted credit card offers.
  
  
• Report all lost or stolen credit cards. If you applied for a new credit card and it has not arrived in a timely manner, call the bank or credit card company that is issuing the card.
  
  
• Follow up with creditors if bills do not arrive on time. A missing credit card bill could mean an identity thief has changed your billing address to cover his/her tracks.
  
  
• Notify credit card companies and financial institutions in advance of any change of address or telephone number. Make sure to contact the sender if your statements are not received in the mail by their usual time.
  
  
• Monitor your credit. Check your credit report regularly from the three national credit reporting agencies for any unfamiliar changes, such as new accounts, inquiries, or public records.
  
  
• Review your Social Security Earnings and Benefits Statement annually to check for fraud. If you haven't received one lately, you can call 1-800-772-1213.

Keeping an eye on your financial statements and regularly monitoring your credit report can help protect you against the extensive damage of Identity Theft.

3. Law Enforcement Resources:

You're not alone. Here are 2 cybercrime-fighting online resources rolled into one for your convenience. Please file this in a safe place for future reference. You never know when you'll need it!

The Internet Crime Complaint Center (www.IC3.gov) was established as a partnership between the Federal Bureau of Investigation (www.FBI.gov) and the National White Collar Crime Center (www.NW3C.org) to serve as a means to receive Internet-related criminal complaints and to further research, develop, and refer the criminal complaints to federal, state, local, or international law enforcement and/or regulatory agencies for any investigation they deem to be appropriate.

The IC3 was intended, and continues to emphasize, serving the broader law enforcement community to include federal, as well as state, local, and international agencies, which are combating Internet crime and, in many cases, participating in Cyber Crime Task Forces.

Since its inception, the IC3 has received complaints crossing the spectrum of cyber crime matters, to include online fraud in its many forms including Intellectual Property Rights (IPR) matters, Computer Intrusions (hacking), Economic Espionage (Theft of Trade Secrets), Online Extortion (blackmailing), International Money Laundering, Identity Theft, and a growing list of Internet facilitated crimes. (And the list grows each day).

Since June 2000, it has become increasingly evident that, regardless of the label placed on a cybercrime matter, the potential for it to overlap with another referred criminal matter is substantial. Therefore, the IC3, formerly known as the Internet Fraud Complaint Center (IFCC), was renamed in October 2003 to better reflect the broad character of such matters having an Internet, or cyber, nexus referred to the IC3, and to minimize the need for one to distinguish "Internet Fraud" from other potentially overlapping cyber crimes.

My Online talk Show's Going Live July 5th!

I'm proud to announce that my talk show went online July 5th from 1:00 to 2:00 p.m., Central Time.

To convert to your local time, click the link below:

www.TimeandDate.com/worldclock/converter.html

Free Call-in! Free Listen-in!

Join in the Discussion!

Free Gift to the First 100!!

Click www.BlogTalkRadio.com/StayingSafeOnline to share
your experiences, good and bad, about staying safe online.

First Two Key Questions about Computer Safety for Your Home or Business

The following is an excerpt from my report, "Twelve Key Questions about Computer Safety for Your Home

or Business". Email me to request your free copy.

Safety technology is only a part of an overall safety plan. If you own a small business or a home-based business, or simply use your computer to surf the Internet or email you friends and family, developing a comprehensive safety plan should be a very important part of your overall safety strategy. The best move is one of Prevention! Prevention! Prevention!

With that in mind, here are the twelve questions you need to be asking, or, at least, be thinking about if you're serious about preventing or stopping safety risks, threats, and attacks:

1. Do I have a solid safety policy? If you don't, begin immediately to get sample safety plans, policies, and best practices for your business and/or home.
   
   
2. Where would I go for key information and news on keeping my information private? Search the Internet for managed safety services. Ask if they provide a free computer test to assess your computers level of vulnerability. Ask if they provide the latest tips to keep your privacy and protect your personal information and that of your business. Or simply - ask me.

To request your free copy of the 12 key questions,
simply email me at egibbs@myinvisusdirect.com

Free Sound Advice from an Attorney

A corporate attorney sent the following safety tips to employees where he worked. I'm privileged to share them with you.

Read them and print out a copy for your files in case you may need to refer to them someday. The tips sound like solid advice we should be following daily!

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1. Do not sign the back of your credit cards. Instead, put "Photo ID Required".
   
   
2. When you're writing checks to pay your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
   
   
3. Instead of your home phone number, put your work phone number on your checks. If you have a Post Office Box, use that instead of your home address. If you do not have a PO Box, use your work address. Never have your Social Security number printed on your checks. (DUH!) You can add it later if it is necessary. But if you have it printed, anyone can get it.
   
   
4. Place the contents of your wallet on a photo-copy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards.

Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a Visa credit card, had a credit line approved to buy a Gateway computer, received a PIN number from Dept. of Motor Vehicle to change my driving record information online, and more.

But here's some critical information to limit the damage in case this happens to you or someone you know:

5. We've been told we should cancel our credit cards immediately. But the key is having the tollfree numbers and your card numbers handy so you know whom to call. Keep those where you can find them easily.

6. File a police report immediately in the jurisdiction where your credit cards, etc. were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).

But here's what is perhaps most important of all:
(I never even thought to do this.)

7. Call the 3 national credit reporting organiza-tions immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet, etc. has been stolen:

1. Equifax: 800-525-6285
   
   
2. Trans Union: 800-6807289
   
   
3. Experian (formerly TRW): 888-397-3742
   
   
4. Social Security Administration (fraud line): 800-269-0271